Wells Fargo is said to weigh sale of retirement plan unit
The third-largest U.S. bank by assets has been unloading business lines this year amid a broad review following a string of consumer scandals.
Retirement planning
How the proposed MEP rule could reshape retirement for small businesses
Prudential Retirement’s Harry Dalessio says the DOL’s proposed rule on multiple employer plans is a “significant step forward in addressing the retirement challenges” facing small employers.
Benefits Think Roth contributions: How to help employees understand the benefits
Employee education is key when it comes to Roth contributions. Here’s what employers and benefit advisers need to know.
Andrew S. Zito
Lamco Advisory Group
25 worst cities for retirement
Employees who want to stretch their dollars during their post-work years may want to avoid these places.
How the proposed MEP rule could reshape retirement for small businesses
Prudential Retirement’s Harry Dalessio says the DOL’s proposed rule on multiple employer plans is a “significant step forward in addressing the retirement challenges” facing small employers.
IRA or 401(k)? Where should your employee’s money go first?
Workers should consider contributing enough to their 401(k) plans to get their employer's match before making contributions to an IRA.
What to do when a client loses their retirement savings
Working longer and delaying Social Security are some of the ways they can recover.
IRS raises retirement plan contribution limits
Beginning in January, employees can save up to $19,000 in their 401(k)s, up from $18,500.
Don’t let your clients get spooked by retirement spending
Advise them to review and adjust their budget and consider getting a side hustle, a study suggests.
Benefits Think Stop making 401(k) contributions. Fill up your HSA first
Employers, here’s why you should tell employees contributing to a triple-tax-free health savings account is more valuable and versatile than boosting a retirement plan.
Robert C. Lawton
Lawton Retirement Plan Consultants
HSA users do not see plans as tax savings, retirement tools
Health savings account participants are more engaged in their healthcare decisions but still see HSAs as ways for reducing medical expense.
Forget the savings. Employees use HSAs as spending accounts
Nearly two in three workers are tapping their health savings accounts to pay for healthcare expenses with only a modest 8% saving for the future.
Should your client downsize their home in retirement?
Moving could eliminate their mortgage, reduce housing expenses and lower cost of living.
Benefits Think Here’s what employers can do now to take advantage of the IRS student loan ruling
The agency’s recent private letter ruling tying student loan repayments to a 401(k) isn’t the same as definitive IRS guidance. But employers can take a number of steps in the meantime.
Rich Rausser
Pentegra
Benefits Think Here’s what employers can do now to take advantage of the IRS student loan ruling
The agency’s recent private letter ruling tying student loan repayments to a 401(k) isn’t the same as definitive IRS guidance. But employers can take a number of steps in the meantime.
Rich Rausser
Pentegra
Nationwide muscles its way into HSA market
The company will offer HSA services to 36,000 retirement plan sponsor clients in the first quarter of 2019.
Nationwide muscles its way into HSA market
The company will offer HSA services to 36,000 retirement plan sponsor clients in the first quarter of 2019.
25 worst cities for retirement
Employees who want to stretch their dollars during their post-work years may want to avoid these places.
This retirement expense has hit $100,000 annually — and it’s continuing to rise
The cost of nursing home services is on the rise, with the annual medical cost of a private room in such a facility now standing at $100,375.
DOL proposes rule easing multiple employer plan restrictions
The proposed regulation would allow small businesses to band together to offer employees defined contribution plans.
