Premiums for health plans on new state exchanges under the Affordable Care Act are comparable to – and in some cases lower than – those being offered by employers with similar levels of coverage, according to a study released Thursday by PricewaterhouseCooper’s Health Research Institute.

In this commentary, one retirement plan adviser says government efforts and taxpayer funds would be better directed to educating employees on the importance of contributing to their 401(k) accounts and providing additional tax incentives for those few employers that have not already established a 401(k) plan.

As we begin the New Year, educating employees about new benefit programs through innovative, digital communication will be absolutely crucial. Here are five predictions for what 2014 will bring.

Being prepared for retirement is no longer an after-thought as President Barack Obama boldly claimed at last night’s State of the Union; TIAA-CREF’s new survey adds to this national conversation, noting that one-in-three covered Americans say they place guaranteed income at top of their retirement to-do list, but many are faced with problems that their traditional retirement offerings can’t answer.

The study of gerontology, the comprehensive analysis of aging and the problems of the aged, now makes up a new job description and possible new organization direction at Bank of America Merrill Lynch’s retirement plan and financial benefit business.

Among the steps the president outlined in his State of the Union address are raising the minimum wage to $10.10 for future federal contract workers and creating a retirement savings program for people whose employers don’t offer a 401(k) plan.

President Barack Obama offered more Americans the chance to save for retirement through payroll deductions with a plan for new government-sponsored savings accounts.

EBA recently introduced a concept several brokers across the country are embracing — the retail storefront. But one broker doesn’t just want to attract individual clients to walk-in, he plans to use the space to enhance offerings for his group client employees, too.

Google said Tuesday that it will work with VSP Global to offer its Google Glass prescription lenses and frames at a subsidized price.

Although plan sponsors aren't required by law to have one, the investment policy statement is one of the primary documents the Internal Revenue Service and Department of Labor request when they visit employers for plan audits.

One in four U.S. families struggled to pay medical bills in 2012, and one in 10 said they had costs they couldn’t pay at all, according to a government survey.

Republican U.S. senators opposed to Obamacare said the best alternative would be a narrower system of tax credits for Americans to buy health insurance without any of the mandates for people or companies to participate.

It’s undeniable – cloud-based technologies have fundamentally changed how businesses operate. As employers transition from on- to off-premise for HRIS, they are seeing increased productivity and profitability in the obvious ways: lower up-front costs, faster innovation, easier integration, and no nasty upgrade hassles. It’s quite possible, however, that a less-obvious HR cloud revolution may prove to be even more meaningful – one that is more about people and culture.

Through strategic partnerships, small brokerages can compete on a national level.

New business unit consolidates recently acquired Extend Health, Liazon and others to help employers deliver health benefits to employees, company says.

The ACA has been roundly criticized for its lack of cost-containment provisions But one Princeton University academic maintains that cost-containment cannot be implemented simultaneously with universal-coverage measures.

Crediting uncertainty surrounding ACA’s implementation, Moody’s Investor Services slashed the outlook for U.S. health insurers to negative.

As a result of the continued uncertainty of Affordable Care Act’s impact, Moody’s changed the outlook for U.S. health insurers to negative from stable.

The latest guidance from DOL addresses questions on coverage of preventive services and limitation on cost-sharing requirements under the ACA. The FAQs also provide guidance on expatriate plans, wellness programs, fixed indemnity insurance and the Mental Health Parity and Addiction Equity Act of 2008.

BeneTrac, a San Diego-based employee benefits administration software provider, says employers need to act now in order to comply with the ACA’s employer-shared responsibility clause.