A MassMutual marketing campaign promotes 401(k) savings with pictures of cats and dogs.

Advisers can not only improve supplemental sales, but also deliver on a critical employee need with the right communication on these products.

The decision on the trial’s timing comes after the DOJ tried to persuade a U.S. District judge to delay the start until January, after the companies’ self-imposed merger deadline.

DC contributions are in danger when a person becomes disabled, attorney David Kaleda and other experts say.

The practice can help workers regulate emotions, which can make them more effective leaders, producers and decision-makers.

Why they should stay up-to-date with mergers and the financial difficulties of their past employers.

There is a common thread that runs among the most overburdened employees and must be addressed, says adviser Mark Singer.

Employers are still planning to increase compensation but the figure has not been changing year over year.

Companies are beginning to shift resources toward benefit adequacy as worries mount about employees’ ability to prepare for life after work.

Chief Executive Officer David Cordani faces a tough task: persuading investors and lawyers that the health insurer is committed to a troubled $48 billion takeover, while also talking up its prospects as an independent company.

Advisers need to bring employers a cost-reduction strategy that helps employees understand the care they need, what it costs and where to get it.

A premium surcharge will be imposed on top earners who pay up to $4,090 in combined surcharges for Medicare Parts B and D above the base yearly premium.

Rising costs are eroding revenue, but market developments, such as increased transparency, can change the trajectory, says adviser Todd Rolland.

Ignoring these companies because of their size and smaller commissions is a shortsighted strategy, says Maxwell Health’s Veer Gidwaney.

In a “system built by the rulemakers,” Mark Gaunya, principal at Borislow Insurances, discusses how to stem rising costs through provider and payer competition.

American workers report that their jobs have an impact on their health, and employers must adapt to address losses from sick days.

The founder and CEO addresses selling to benefitexpress, where the company is headed and what he will do next.

Although the open enrollment comes in less than two months, seniors are advised to start preparing as soon as they can to save on premiums, co-payments and prescription drugs.

Many employers and advisers do not think about this law when it comes to such compensation, says attorney Casey K. Fleming.

Potential cost increases within DB plans attributable to late retirement should be fully understood, says Principal’s Mike Clark.