Robo retirement firms entering the small-plan 401(k) market won’t replace human advisers, industry leaders say.

The share of people without health insurance in the U.S. fell to 10.4 percent last year as the Affordable Care Act’s expansion of public and private coverage programs took effect.

The public employees responsible for overseeing $600 million in contracts to build Healthcare.gov were inadequately trained, kept sloppy records, and failed to identify delays and problems that contributed to millions in cost overruns, a new government report finds.

Despite eligibility for cost-sharing reductions, more than 2 million public exchange enrollees did not select eligible plans.

Commentary: Our focus on each item that comes along in the employee-employer relationship blinds us to the bigger picture issues.

Professional services company Towers Watson has agreed to acquire Brovada, a Canadian insurance technology business best known for the BrovadaOne platform, an application for integrating and automating interactions between insurers, and their agents and brokers.

Commentary: Many plan sponsors believe that just by hiring an adviser they do not have a fiduciary obligation to understand the investments in their plans. This is fundamentally wrong.

In the first year of open enrollment on its private benefit exchange, brokerage Lovitt & Touché made some mistakes. But the firm won’t be repeating them, says the Phoenix-based brokerage’s senior vice president.

Having developed robo platforms for retail clients and advisors, Betterment is expanding further into the asset management industry with a 401(k) offering for businesses. As can be expected from its CEO Jon Stein, the scope is grand as the digital-first firm sees a $4.6 trillion market ripe for disruption.

Commentary: Benefit professionals should take advantage of new technology and services to protect employees and help them resolve ID theft situations, says VEBA’s Tinker Kelly.

Commentary: Being surrounded by experienced underwriters and “Excel wizards” is just enough to make one’s head spin, but it is right where Brian Murphy needs to be as he enters the world of benefit advising.

Kraft Heinz Co., which counts Warren Buffett’s Berkshire Hathaway Inc. as its largest shareholder, is pushing some of its retirees to health exchanges as the company cuts expenses.

Broker group hopeful hotline is “first step” in making enrollment through federally-facilitated marketplace an even playing field for agents and brokers

Commentary: It can be difficult for employers to create uniform employment policies across state lines due to constant changes at the federal, state and local level.

The DOL’s proposed fiduciary rule presents complex challenges to advisers, clients and will exacerbate the savings crisis in America, NAIFA warned Congress Thursday — two weeks before the comment period on the controversial rule closes.

The recently announced mergers of four of the nation’s largest health insurance companies threatens to decrease competition in multiple markets, a threat the American Medical Association says will exceed federal antitrust guidelines and warrants regulatory review. Experts agree brokers will need to work with employer clients to find creative solutions to work with limited plan choices and keep premium costs down.

Commentary: Complacency can be a dangerous strategy when it comes to defined benefit plans, says The Principal’s Mike Clark.

The IRS says employers can now do a trial run of their electronic form filing for reporting requirements under the ACA, giving nervous employers and their benefit advisers a way to test for readiness in advance of the reporting deadlines.

Many individuals think coverage is too expensive or unnecessary in certain stages of life — that’s why advisers need to emphasize the true cost of a policy and help clients think about their future when discussing life insurance.

Commentary: A broker whose perception of wellness is limited to seasonal flu shots and employee assistance policies is at a competitive disadvantage compared to a broker who understands the power of connecting health risk assessment and biometric data with claims data.