Executives are at risk, as the average long-term disability plan may not take care of them

How brokers can balance web tools and in-person meeting for better retirement education

At press time, Congress had yet to decide on keeping income and estate tax rates at recent levels. 2013 may bring some notable financial developments, and it isn't too soon to prepare for change and consider the impact that these potential changes could have on your financial life.

"If Governor Romney had been elected and succeeded in repealing Obamacare, millions of people would not have health insurance that they will have under the Affordable Care Act. ... Common sense says that having most Americans covered will reduce costs and keep more people healthy. Those who have no insurance place a heavy burden on high-cost emergency room care. If they had insurance they would see physicians or find other far less expensive care." - Michael L. Weintraub, Contemporary Pensions

Tax reform is a topic that Congress continues to tackle, but in order for Washington to lower rates, they have to eliminate loopholes and deductions.

Broker Susan Combs talks about being sidelined by superstorm sandy in New York city.

How Tussey v ABB is a new frontier in ERISA class-action litigation

2012 election and victory of Obama over Romney means health care industry will change

The healthy as well as sick employees deserve attention in high deductible health plans.

Dental coverage modifications a likely, if untended consequence, of Obamacare.

EBA editor Elizabeth Galentine explains how to view the whole picture.

A day in the life of Doug Johnson, JA Benefits, Bedford Indiana.

Two decades of experience and a genuine enthusiasm for the product make Dan McNeill EBA’s 2012 Voluntary Adviser of the Year

The pros and cons of a benefit practice offering retirement plan services.

Jack Kwicien on why and how brokerages should be more than just a vendor

Nelson Griswold on why your brokerage business model could spell doom.

Schlesinger on how to have better sales appointments for broker.

Craig Davidson on creating the sales environment you want.

Post-election, for those who were waiting for something to happen that might change the course of health reform, you can stop waiting. A recent Mercer study found 15% of clients were waiting on the election to start implementing health reform, anticipating a change in administration would either repeal it, fundamentally change it, or roll back some of the provisions - which was probably more feasible. That not being the case, I think everybody out there should start making plans for 2014 based on the law as we know it.

Key considerations for employers and their brokers looking to self-fund.