Health and wellness

Blue Cross Blue Shield is requiring all agents in the individual market in one state be certified to sell in the state’s federally facilitated marketplace — even those who only sell outside of the exchange.

The HIX marketplace may offer Americans more choice when it comes to health insurance, particularly as public exchange options expand, but it continues to complicate life for HR professionals.

A majority of brokers have seen some of their employer clients drop group coverage altogether in reaction to the ACA and double-digit rate increases. That trend, they say, will rise and advisers need to adjust the way they do business if they hope to survive.

Commentary: Are private exchanges just a flex benefits reboot? Lockton’s Mike Smith shares what he thinks will affect their success and adoption.

With an expected 5.5% rise in health care costs in 2015 – the same year the Affordable Care Act’s employer mandate takes effect – employers have high hopes that spending can be reined through increased employee consumerism.

On Saturday, the first day of enrollment for 2015 Obamacare plans, the federal insurance website was working well enough that 100,000 people submitted applications, U.S. health secretary Sylvia Mathews Burwell reported.

As an effort to comply with the ACA, some employers have been considering offering employees a lump sum of cash to purchase health care coverage on the exchanges, but the DOL now says such an arrangement isn't going to cut it.

Delays, limited awareness, competition and insufficient subsidies among problems outlined in a Government Accountability Office report on state and federal small group exchanges. CMS says brokers will play a key role in any future growth.

Focusing on quality of care, data analytics tools and consumer-oriented websites are innovations discussed at National Business Coalition on Health conference.

Depression in the workplace can affect anyone and it takes an emotional toll on those affected, and can also have a significant financial toll on employers. A new program developed by the American Psychiatric Foundation and Employers Health Coalition aims to provide both employers and employees with the tools needed to help combat depression in the workplace.

If employers only look at wellness from a 9-to-5 point of view, they are missing valuable opportunities to engage employees. Wellness doesn’t end at 5 p.m., said one expert at the National Business Coalition on Health’s annual conference.

It’s not every day that you hear about a financial services company that is pushing the envelope when it comes improving the health and well-being of its workforce. Prudential Financial’s chief medical officer, Dr. Andrew Crighton, explains the success behind the company’s health, wellness and work-life programs.

The Obama administration forecast that as many as 9.9 million people will sign up for health coverage under Obamacare this year, 3 million below a previous estimate from the Congressional Budget Office.

While employee wellness programs have been around for almost two decades, it’s only been in the last five or so years that these efforts have gained traction, with little to no clear rules or guidance surrounding these programs.

Potential Healthcare.gov customers can peek at 2015 prices for the program’s health plans today after the government said it would release a “window-shopping” feature overnight.

Acquired by Towers Watson in November 2013, private exchange provider Liazon is navigating a unique space. It is both owned by a consultancy and used by that firm’s competitors. Alan Cohen, co-founder and chief strategy officer of Liazon, discusses how all brokers fit into the exchange equation and what, in his view, makes an exchange, an exchange.

The U.S. Supreme Court has agreed to review a challenge to the tax subsidies allowed under the Affordable Care Act, but legal experts predict any high court ruling will have little effect on the law or employers.

The U.S. Supreme Court agreed to consider a challenge to the subsidies that are a linchpin of President Barack Obama’s health-care overhaul, accepting a case that suddenly puts the law under a new legal cloud.

As the Affordable Care Act’s employer mandate becomes effective, applicable large employers that utilize third-parties are faced with figuring out of what it means to make an offer of minimum essential coverage.

In a surprise move, CMS has delayed its enforcement of the use of health plan identifiers in HIPAA transactions. What does this mean for your employer clients and HIPAA compliance?