Gen X are being ignored by retirement benefits, too
With savings gaps, financial anxiety and plans to work longer, half of Gen X employees feel unprepared for retirement.
Retirement
401(k) plan sponsors expand financial wellness offerings
As 401(k) balances continue to grow, advisers say it's crucial that employees are educated on how to effectively manage their portfolios.
Flat-fee 401(k)s help small businesses build competitive retirement packages
The traditional retirement model won't always work for smaller organizations so they'll need to get creative to stay competitive.
Protecting retirement for the sandwich generation
One in four Americans now juggle childcare and eldercare, often at the expense of retirement savings.
The retirement readiness gap: Why benefit managers must act
With only 29% of employees feeling hopeful about their financial future, benefit managers play a key role in supporting retirement readiness.
Why older Americans are stuffing their IRAs right now
With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study.
Here’s how much employees need to save for healthcare in retirement
The Milliman 2025 Retiree Health Cost Index reveals that a 65-year-old couple may need up to $388,000 for medical expenses in retirement.
4 Social Security mistakes that hurt retirement benefits
From aggressive tax strategies to early retirement, well-intentioned decisions can unintentionally reduce Social Security benefits.
The big changes to HSAs and what they mean for planning
Trump's One Big Beautiful Bill Act opened HSA access to millions, but big gaps remain. Here's what financial advisors need to know.
Women lean harder on Social Security. Here’s what that means for retirement strategies
Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men.
Employees feel bleak about their financial futures, despite robust benefits
Only a third of employees feel optimistic about their finances, a sharp decline from 60% in 2024.
How retirees can manage rising healthcare costs
A 65-year-old retiring in 2025 can expect to spend $172,500 on health care expenses throughout retirement, according to Fidelity.
A retirement send-off boosts company culture
Acknowledging years of dedication can reinforce a positive workplace culture.
New report reveals employees are underprepared for retirement and healthcare costs
Employees aren't saving enough for retirement or for the costs associated with healthcare and caregiving needs.
‘Gray divorce’ adds complexity to retirement planning
A majority of married Americans say that a divorce would derail their retirement plan, a new Allianz Life study found.
Employees are turning 65 with no plans to retire: What this means for benefits
More than a third of employees plans to postpone their retirement. What can benefit managers do to ease this transition?
Will Trump’s OBBBA make it harder for Gen Z to retire?
The new law could impair young talent's ability to save for retirement, making it leaders' responsibility to act proactively.
Employees want to save $1.28 million for retirement — are they even close?
According to Schroders, many Americans are falling short of retirement goals, leaving opportunities for benefit leaders to bridge the gap.
Why Black clients save less for retirement, and how advisers can fix it
Even after accounting for income, Black Americans still trail in retirement savings, according to a recent EBRI study.
Trump’s new law cuts both ways for Social Security beneficiaries
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the program's insolvency.
