Voluntary benefits

LIMRA survey shows Hispanics more concerned with their financial situation than the general U.S. population.

Discount program providers pair up to increase their reach.

Coverage remains low for this staple benefit so it’s time to seize the opportunity.

The average American registered an insurance shortfall of $320,000. The gap has widened substantially for Gen Xers since the financial crisis.

Americans may say they want to insure their future, but what they buy doesn’t measure up.

Consumers are likely to turn to their spouses, co-workers and parents for help with benefits decisions – in part because those decisions can affect them, too, and in part because those are the people to whom they most relate.

These plans hold appeal in an unpredictable economy but must be well-designed to avoid employee dissatisfaction.

Altered by the ACA, limited medical plans may actually increase in popularity for some workers.

Just 38% of parents said they’re extremely comfortable talking about insurance, while 55% are fine discussing the intoxicants, according to a survey released today by State Farm Mutual Automobile Insurance Co.

Concerns about finances, fears of unexpected death and more make this ethnic group a potential target for advisers.

A new poll shows a large gap between the amount of life insurance necessary and what consumers think they have.

Employee discount programs remain popular, but with a caveat.

Find out how these plans can be helpful to employers and also lead to potentially bigger voluntary conversations.

Veterinary costs are on the rise, making pet insurance more valuable to employees.

Although well-known benefits, auto and home insurance need a workplace boost.

Altered by the ACA, limited medical plans may actually increase in popularity for some workers.

The results for selling voluntary have been ‘pathetic’ recently, says EBA Columnist Nelson Griswold, who shares how to overcome that.

Despite changes to group benefits, many agents are wary of selling voluntary - here's why they should reconsider.

Supplemental disability income plans are so mainstream today they're thought of as plain vanilla. That’s all well and good until the other shoe falls. And it often does. When employers experience problems with existing voluntary disability plans, most of these issues can be traced back to when the plan was originally designed.

Americans collectively have millions of pets, but few are covered by insurance.