If the provisions in the GOP’s health reform bill hold, specifically the removal of the employer mandate, advisers say they expect to see more flexibility in employer-sponsored healthcare and the broker’s ability to help companies create customized benefit plans that are not hampered by essential health benefit requirements.

“Assuming that the provisions in the committee reports are actually voted into law, we would [expect the American Health Care Act] to create a lot of flexibility in the marketplace because it relaxes certain restrictions that insurance carriers have been working with under the ACA,” says Carl Pilger, director of employee benefits compliance services at EPIC Insurance Brokers & Consultants. “In doing away with the employer shared responsibility penalty it alleviates that specter that was forcing employers to offer only certain types of coverage in fear of being penalized for not offering them.”

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