Benefits Think CBO estimate of AHCA impact on employer-sponsored benefits is off the mark

Published Updated 6 Min Read

  • The mandate penalties are eliminated, and thus many will drop.
  • The tax credits are available to people with a broader range of incomes than the Obamacare credits/subsidies
  • Some employers will drop coverage and increase compensation in the belief that non-group insurance is a close substitute.
  • A core assumption of the ACA was that states would all be forced to expand Medicaid to 138% of the poverty line, and the exchange subsidies would kick in above that amount. The courts struck that down and 19 (all-red) states never adopted the expansion, creating a massive donut hole.
Joel Wood
Senior Vice President of Government Affairs

Wood is in his 23rd year as senior vice president of government affairs for The Council of Insurance Agents & Brokers. He is annually dubbed one of the top trade association lobbyists in … Read full bio


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