Under the Department of Health and Human Services’ final rule issued March 5 on the reinsurance fee imposed under the Affordable Care Act, some employers may be exempt in 2015 or 2016. Is your client exempt?

While it’s difficult to discuss your eventual death with those you love, it’s imperative to plan for it, not only for your sake, but for theirs. Employers can offer several voluntary benefits to help make this end-of-life planning and transition easier for their employees and the loved ones they leave behind.

Commentary: You can add value just by letting your 403(b) clients know about this opportunity to receive free third-party research, according to The Principal's Aaron Friedman.

Women face additional challenges when it comes to planning and saving for retirement. They often earn less than men and take more time out of the workforce over the course of their careers, which affects retirement plan eligibility and savings.

Private industry employers spent, on average, $29.63 per hour worked for total employee compensation in December 2013, the U.S. Bureau of Labor Statistics reported Wednesday. Wages and salaries averaged $20.76 per hour worked and accounted for 70.1% of that cost, while benefits averaged $8.87 and accounted for the remaining 29.9%.

Like it or not, limited plan options seem here to stay. Brokers and employers discuss their strategies for navigating through them.

More and more employers are looking to wellness programs to help relieve the expected burden of the Affordable Care Act’s excise tax on their high-cost plans. While 35% have already taken action to add or improve these supplemental programs, approximately 47% say they are considering this option, according to a new employer survey from Mercer.

As employer-sponsored retirement plans are expected to see premium increases from the Pension Benefit Guaranty Corporation this year, along with a possibility of an unsteady market economy and longevity issues, retirement officials are urging plan sponsors to consider de-risking techniques.

Four of five U.S. companies have raised deductibles or are considering doing so as health costs increase, according to a Mercer survey of more than 700 employers.

Rising health care costs are driving employers to audit their covered dependents to eliminate working spouses.

When it comes to helping young adults avoid serious health problems later in life, assessing their personalities during routine medical exams could prove as useful as recording their family medical histories and smoking habits, according to new research published by the American Psychological Association.

About 4.2 million people signed up for Obamacare health plans through February as the administration tries to focus the attention of consumers on the March 31 deadline for Americans to enroll.

New data indicates that target-date funds are used by roughly 55% of the participants in 401(k) plans at Vanguard, referencing a growing attraction to balanced investment options that automatically cuts down risk with age.

While health insurance companies are introducing themselves to customers in new markets through new channels, 41% of existing health plan members feel they do not have enough coverage for routine visits, serious illness or injury, health and wellness programs, routine diagnostics and drug coverage, says new research from J.D. Power.

The Department of Labor requested public comments this week on a proposal to amend its 408(b)(2) fee disclosure regulations to require service providers to provide plan sponsors with a guide for navigating fee disclosure documents.

Commentary: It’s not too late to set up a 2013 retirement plan. It may not be flexible, but it is available for those seeking last-minute savings.

Commentary: You don’t need to be one of the world’s best writers to communicate effectively with clients about their retirement needs.

Commentary: Online enrollment that gets participation in voluntary benefits as good as or better than one-on-one enrollment meetings at the worksite — while letting brokers keep twice as much of the voluntary commission. Is it possible? Columnist Nelson Griswold explains.

Benefits and risk management consulting firm Laurus Strategies launches a private exchange consulting practice to help employers identify vendors and determine the feasibility of moving to a private exchange.

A panel including a security specialist and FTC privacy staffer talked Monday at an American Payroll Association meeting about common mistakes employers make with their employees’ personal data and what the right make-up of a privacy team at a company should look like.