Long-term benefits not just for older workers
Workers as young as their twenties are getting and using long-term benefits, according to the American Association for Long-Term Care Insurance.
Disability insurance
Long-term disability claims rise as coverage falls
For the third consecutive year, the Council for Disability Awareness says, the number of individuals with private long-term disability insurance dropped, despite an apparent growing need.
Insurance calculators fare poorly
Online life insurance calculators fare poorly in consumer report.
Workers comp costs decline
Workers compensation benefits declined to $57.5 billion in 2010, according to a new report by the National Academy of Social Insurance.Workers compensation benefits declined to $57.5 billion in 2010, according to a new report by the National Academy of Social Insurance.
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News Reports
Morbid obesity protected under ADA
Although its unclear when obesity is deemed severe enough to constitute an ADA-protected disability, it is now clear that morbid obesity warrants such protection.
Wellness incentives: a carrot or stick?
The Patient Protection and Affordable Care Act (PPACA) poses both a moral and business dilemma for worksite wellness programs, but a leading authority suggests that it can be overcome with careful thought and the right strategy in place.
Don’t know much about disability
Employees know very little about disability coverage. But when they learn about it, they often want the coverage and are willing to pay for it, recent surveys find. The Consumer Federation of America and Unum national survey of 1,200 employees finds that only 13% know "a lot" about disability insurance, and less than half (47%) know what its benefits are.
Study: sitting less lengthens life
Sedentary office workers, including busy HR practitioners, may want to stand up to absorb some provocative news published in the online medical journal BMJ Open: Most Americans could live two years longer on average if theyd spend less than three hours a day sitting.
AMSEC employees lose ton of weight
When employees of Huntington Ingalls Industries subsidiary AMSEC LLC say theyve lost a ton of weight, theyre not kidding.
U.S. life insurance activity increases 2.1% in June
In the first half of the year, the MIB Life Index is up 2.8% year-to-date (YTD) compared to the same six months last year.
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Carrie Burns
Life insurance calculators seen as confusing
Life insurance coverage calculators earned low marks in a recent analysis by the Customer Respect Group, which suggests that more can be done to help consumers determine adequate coverage levels.
When summer isnt so much fun
Summer kicks off a time of family barbecues and outdoor fun, but it also is a time for something else accident claims.
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News Reports
Rough skies ahead for American Airlines pilots, retirees
Major changes are afoot for pilots and retirees at one of the worlds largest airlines as it continues to emerge from a November 29, 2011 Chapter 11 bankruptcy filing.
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News Reports
Obesity tied to older adults’ risk of falls
Obese older adults may be more likely than their thinner peers to suffer a potentially disabling fall though the most severely overweight may be somewhat protected from injury, according to a U.S. study.
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Amy Norton
Absence management just got a little easier with recommendations
New recommendations were released last week on how to better control returning employees to work following disability leaves and absence management. The Disability Management Employers Coalition and Liberty Mutual's best practices result from a series of live and virtual conferences featuring human resource and benefits professionals, representing employers of all sizes and from a range of industries.
Wellness program shows drastic improvements in employee population
Last week, Meritain Health, a provider of self-funded health and wellness plans, found that 89% of participants had improved blood pressure and 77% had reduced LDL cholesterol.
Uninsured likely to buy health insurance when PPACA is implemented
Three-quarters of Americans without health insurance are likely to obtain coverage starting in 2014, according to a new survey by the health and life sciences practice of Oliver Wyman. In all, the Patient Protection and Affordable Care Act seems on track to reduce the uninsured to 5% of the population.
Study indicates STD, LTD remain stable despite economy
Against conventional wisdom, the recession didnt spur employees toward increased short-term and long-term disability claims. On the contrary, a new study of employers from the Integrated Benefits Institute indicates that key aspects of lost-time benefits programs have remained remarkably stable.
Can earthquakes, hurricanes and floods get employees hardship distributions?
In case you missed it, the East Coast has had an odd month or so with an earthquake, hurricane and flooding. In trying to find money to pay for repairs and clean up, some folks might look to their retirement plan savings as a resource. Here are the nuts and bolts of "hardship distributions."
Blind employees boost eBay sales
EBay is recruiting an unlikely group of new entrepreneurs into its selling ranks the visually impaired. Blind citizens have staggeringly high rates of unemployment, with some 70% working-age, legally blind adults out of work, according to the National Federation of the Blind. So the online marketplace, in partnership with NFB, began recruiting test sellers in the blind community late last year. In February, it began a pilot program with
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Reuters