Insurance carriers are proposing a series of solutions to make the ACA exchanges more consumer-friendly, but not all brokers and agents agree with the ideas.

Commentary: Columnist Craig Davidson explores the future of employee benefits in the kick-off to a new series about what’s to come and how to prepare for change.

Estimated enrollment is three times the number consultancy predicted last year.

Commentary: Columnist Nelson Griswold explores the value of selling this product line for benefit brokers and advisers.

Find out the true risk discussion one adviser and financial planning expert says other advisers should be having with employers and their employees.

Employee benefit advisers and employers will have to wait longer than anticipated for the DOL’s expanded definition of fiduciary, as the agency has delayed the issuance of its proposal until January 2015.

Commentary: Columnist John Ludwig says employers and their benefit advisers still have a long way to go to help workers be retirement-ready.

Commentary: A technique that blogger Andy Torelli uses to establish new hires’ natural skills in the workplace could be put to use in optimizing the best service teams for new clients. Hear his theory out.

CMS has granted 18 states a delay in enacting employee choice on the SHOP exchange, which some advisers feel is the only incentive for employers to enroll on the exchange at all.

Benefit brokers should be prepared to communicate ACA updates and answer questions both in-person and via new technology to reach employees.

Commentary: Columnist Jack Kwicien tells you to take a step back and evaluate each client from a sales management consultant approach.

Potentially a result of complaints from consumers and increased competition on the ACA exchanges, benefit brokers may be pleased to find more options on the 2015 plans.

With some state-run exchanges struggling, brokers and agents contemplate whether a national Healthcare.gov is possible and whether that would be a good or a bad thing for the insurance community.

Employees living paycheck to paycheck need solutions from their employers to meet financial emergencies, yet most employers aren’t aware financial wellness programs and lending solutions exist or that they’re credible.

Commentary: As part of columnist Mel Schlesinger’s sales system that cannot fail series, he discusses how to have a sales value proposition that is different from competitors and opens doors at all times of the year.

Commentary: Blogger John Graham helps benefit brokers and advisers unlearn some of the worst sayings business people tend to tell themselves.

Benefit brokers should be turning their sights to the capabilities of health care data to improve employer clients’ employees’ health. There are doctors asking for even more potential from computer algorithms to interpret such data and could provide a glimpse into the future.

Despite all the technical glitches with Healthcare.gov and state-run exchanges during open enrollment, a large majority of Americans researching health plan options relied on websites for information, but supplemented their research with other outlets for answers, including brokers and advisers.

Why it’s important to prepare your employer clients now for this ACA filing due in early 2016.

While one of the most talked about rising employee benefits, brokers vary in their approach to offering this trend because of the realities of use, cost and profit.