Employee benefits

Women over the age of 65 are twice as likely as men to live in poverty in retirement because of lower wages, more time spent out of the workforce and lack of access to retirement savings plans.

How San Francisco-based Equity Risk Partners’ focus on private equity firms had made the small firm a big player in the niche market.

Commentary: Personal care in times of great distress not only delivers more effective care, but it also does it more efficiently, says Sam Fleet.

Commentary: It is not necessary to have an intricate knowledge of every IDI product provision to help clients get the income protection they need.

Culture week concludes with a wrap-up of tips and suggestions from leading industry experts about what it takes to build a better workplace culture and the benefits that come with doing so.

President Obama this week asked the Department of Labor to propose a set of rules by the end of the year that would provide a clear path forward for states to create retirement savings programs.

As they struggle to become financially stable, state-based health insurance marketplaces are lagging behind the federally-facilitated marketplace and are likely to continue to do so in the near future.

The ACA added new employer reporting requirements under Internal Revenue Code Sections 6055 and 6056, applying to employers that sponsor self-insured plans that provide minimum essential coverage regardless of size, and applicable larger employers.

The Internal Revenue Service and the Treasury Department have thrown a wrench into the pension de-risking plans of many corporations with new regulations aiming to eliminate the lump-sum payout option for retirees who already are receiving retirement benefits from their defined benefit plans.

With 24 Republican senators up for reelection in November 2016, not to mention the presidential election, there is so much set to change for both public and private exchanges.

As the Supreme Court’s recent ruling in favor of gay marriage in Obergefell v. Hodges changed the landscape of employee benefits across the country, the question of how the court’s decision would affect domestic partner coverage moved center stage.

About 6.6 million U.S. taxpayers paid a penalty imposed for the first time this year for not having health insurance, about 10% more than the Obama administration had estimated – though a portion didn’t need to.

As the baby boom generation approaches retirement, employers will need to ask themselves what role a highly experienced, part-time workforce can play in their organization.

An organization’s culture doesn’t have to be an accident. Here are three ways to be deliberate about building a better workplace culture.

When mistakes are made on benefit plan audits, plan administrators can experience significant hardships, including rejections of Form 5500 filings, which can result in fines of up to $1,000 per day.

Commentary: Hispanics comprise almost 17% of today’s U.S. population. This demographic represents the most significant population trend in Americans under 65 in the next 20 years. This isn't just a population trend, your sales depend on recognizing the cultural shift happening underneath your feet.

Companies are shifting their attention to health coverage for their pre-65 retiree population and exploring the opportunities public exchanges provide this population, now that the Supreme Court has upheld subsides on the federally-facilitated health insurance marketplace.

Holding people accountable for culture, empowering culture champions and communicating regularly are all ways in which employers can build better workplaces.

Millions are covered under employee stock ownership plans, which take a considerable amount of research and planning before implementation.

The $34.1 billion blockbuster deal between Aetna Inc. and Humana Inc. is seen as complementary to both health insurers in terms of helping grow their involvement in private and public health insurance exchanges.