Employee benefits

As Congress pushes the debt ceiling debate farther down the road, Americans’ personal finances are worse than ever. According to a new survey by the Personal Finance Employee Education Foundation, only 24% of respondents say they have “little financial stress.” That leaves 76% who would likely benefit from a financial education plan at work. According to PFEEF, a workplace financial fitness program can not only improve productivity, but also boost morale and company loyalty.

After a year of significant change in the LTC industry in 2012 Blogger Tom Riske Jr. seems 2013 as a year of growth in LTC sales through the worksite. He shares some key features an employer and adviser should look for when considering one of the newer multi-life LTC offerings.

Primary care physicians should screen all females between the ages of 14 and 46 for evidence of domestic abuse, according to the U.S. Preventive Services Task Force.

The second-biggest U.S. health insurer’s 2013 forecast reflects “uncertainties” that include a flu outbreak, U.S. budget negotiations and implementation of President Obama’s health care overhaul.

A new survey suggests workers under the age of 25 are significantly more confident than others that they are on track for a comfortable retirement. Is it youthful arrogance, or has the younger generation absorbed some of the financial lessons we need them to learn?

The earnings of the largest American medical insurer met analysts’ estimates, the company reported, along with a bump in enrollment that came with a Brazilian acquisition last year.

Workers underestimate what employers spend on their health care, but overestimate their own health status.

Two of the largest U.S. drugstore chains, said they are running short of influenza vaccines as an earlier and more severe flu season drives up demand from Michigan to New Jersey.

UnitedHealth Group Inc., the largest U.S. provider of medical coverage, will join the Mayo Clinic in a research alliance designed to merge insurance records and medical data to find more efficient ways to deliver care.

The Centers for Disease Control and Prevention report that influenza is widespread in 47 states, but certain regions may soon start to see fewer cases.

Despite relatively flat prescription prices, drug cost remains a major concern for workers’ compensation pharmacy benefit managers. Their biggest trouble-maker: opioids.

As the health insurance exchange marketplace continues to expand, industry trailblazers and benefits experts are weighing in on what it takes for employers to succeed within this relatively new health care model.

In a government-sponsored study this week, America ranks below its high-income, industrialized peers in both longevity and disease prevention, despite spending more per capita on health care than any other nation.

Consulting firm announced Thursday the launch of a private benefits exchange developed by Benefitfocus, available to employers with at least 100 employees.

The U.S. influenza season is off to a fast start, which may hurt insurers, hospitals and people lulled by the milder outbreaks of the recent past.

Mercer announced Thursday that it has launched a private benefits exchange developed by Benefitfocus and available to employers with at least 100 employees.

The Hartford Group says its most recent survey indicates that more than 80% of workers would sign up for personalized voluntary disability coverage, given the option. The Hartford says it has a new offering to meet just that need.

Spending on hospital visits, medications and other care grew 3.9% to $2.7 trillion in 2011, matching the slowest growth in 52 years of recordkeeping, according to federal data released this week. Before the 2007 recession, growth was close to 8%.

Health-care spending in the U.S. grew at less than half the pre-recession level for the third straight year, as employers shifted more costs to strapped workers and state governments limited payouts for the poor.

Most employees believe that their employer offers them the best health plan they could, and that they might be at a loss to ensure the same on their own, according to the Employee Benefit Research Institute.