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The push for accountable care organizations is driven in large part by the Affordable Care Act and its emphasis on quality care and downward pressure on overall health costs. But how viable are they, and should your organization consider using one?
The profoundly evil impression the fastest growing small-group employee benefit brokerage in the country has made on some firms is wrong, says Zenefits Parker Conrad. The outspoken CEO shares where Zenefits is headed and why he wants you to work for him.
Commentary: The loyalty and bonds of the fire department can translate well into a successful insurance culture, says retired fire fighter, Colonial's Brian Summers.
Commentary: From mournful reflection to birthday celebration, the bottom line is your attitude about health reform affects your clients, says David C. Smith
As American workers are increasingly looking to a new range of employer-sponsored retirement products to help guarantee some securely funded golden years, they may be missing out on the advantages of a system theyve paid into their entire working lives.
The 114th Congress is expected to tackle a number of issues that could have major implications for employers and alter strategies organizations currently use to communicate and manage benefits.
Many exchange budgets are being cut at the same time states are struggling to reach their remaining uninsured, and some are looking to brokers to provide assistance in filling that gap.
In recent years, a number of states have begun toying with the idea of creating their own retirement systems to help smaller employers provide workers rudimentary retirement savings opportunities.
The still-under-development federal fiduciary standard for retirement advisers has many in the industry genuinely concerned about their ability to continue to serve both employers and individual American savers.
Although most employers who move to private exchanges are seeing some cost savings below trend in their initial years, that is not sustainable over time, says Rob Harkins, practice leader, private exchanges at Willis Group. For Willis, the exchange is not designed to be a long-term money-saving product on its own, but rather part of a larger program for its clients to manage health and wellbeing.
A fiduciarys decisions around the investment plan menus should be less about what other plans offer, and more about what is in plan participants best interests.
An Affordable Care Act-fueled surge in self-insurance for medical benefits among smaller employers appears to have leveled off somewhat, but not due to any disenchantment with the cost-management strategy.
Senate Republicans are also seeking a repeal of the medical device tax.
Aflac says it will now pay out certain voluntary benefit claims in one business day, an announcement that industry experts say will likely force competitors to follow suit.
Commentary: All retirement plan sponsors should be working with investment advisers who have signed on to their plan as fiduciaries.
Its time to talk about something that most benefits professionals have left on the backburner for the last couple of years: the impending Cadillac tax.
Like the Obama administration, agency chair calls for a new regulation that would make brokers put the interests of their clients ahead of their own.
While the Affordable Care Act bans pre-existing condition exclusions, cherry picking and higher premiums for sicker individuals, a 2014 federal discrimination complaint and new study suggest that some public exchange plans have jacked up certain prescription drug prices.
Premera Blue Cross, serving the Northwest and Alaska, was hacked beginning last May, and even more sensitive data was exposed than in the Anthem hack.
Worksite clinics and private exchanges might appear to be mutually exclusive approaches to rising cost pressures, yet they can be integrated to achieve the same goal improved health outcomes and lower health care cost trend.
