How public sector employers are reducing their pension liabilities
Many are following the example of corporations by instituting defined contribution or hybrid plan options for new hires and by freezing their old plans.
Retirement income
The top 25 401(k) plans
AT&T, Boeing, Costco, IBM and JPMorgan Chase are among the country’s leading retirement plans based on plan-year-end net assets as of April 9, according to miEdge data.
When end-of-life planning is suddenly closer than you thought
Employees who intend to leave a legacy to their loved ones should consider using a Roth IRA.
In new round of tax cuts, retirement changes seen as most likely to pass
House Ways and Means Chairman Kevin Brady said he plans on releasing an outline of “Tax Reform 2.0” legislation next week to his committee members.
Benefits Think Danger Zone: Strategies for employees approaching retirement
As American live longer, planning for their post-work years require greater care and urgency.
Curtis Cloke
Thrive Income Distribution System LLC
Benefits Think 8 tough questions to ask your 401(k) investment adviser
Plan sponsors should inquire about their adviser’s compensation, professional credentials and educational background, says retirement expert Robert Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
HSA users do not see plans as tax savings, retirement tools
Health savings account participants are more engaged in their healthcare decisions but still see HSAs as ways for reducing medical expense.
One of the biggest retirement mistakes investors are making
Many retirement investors are including target-date funds in their 401(k) plans, but this strategy may not be a smart move.
Fidelity adds layers to its managed account offering
The firm’s new product, Fidelity Personalized Planning & Advice, gives plan sponsors another way to help employees save more for retirement.
Can’t wait until 70? This is the next best age to claim Social Security
If your clients are approaching their late 60s and wondering when to file, there is a second option where they stand to forego the least amount of money.
Benefits Think Is your 401(k) plan one of the best? Here’s how to tell
A cost-efficient target date series? Availability of investment advice? Employers, make sure your retirement plan possesses these key attributes.
Robert C. Lawton
Lawton Retirement Plan Consultants
Most Americans plan to own homes in retirement, but that might be a mistake
Owning a home offers some benefits, such as the option for a reverse mortgage and certain tax breaks, but are they enough to offset the burdens involved.
Benefits Think Is your clients’ 401(k) plan one of the best? Here’s how they can tell
The top retirement plans possess a number of key attributes and employees need to know them.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think How HSA savings can be used for long-term care in retirement
Employers should outline to employees how HSAs can be a key financial planning tool for a more secure future.
Steve Christenson
Ascensus
Why Social Security isn’t going broke
The worry that many feel about the possible reduction in their future retirement benefits as a result of Social Security's dwindling trust fund is misplaced, says an expert.
7 easy ways to encourage employees to save more for retirement
Employers should inform their workers about the benefits of increasing their 401(k) contributions and investing in health savings accounts, among other tips.
Is your client’s retirement portfolio all-weather?
Retirement investors should ensure that their portfolios can withstand rising interest rates, inflation and recessions.
Pricing drives robo adviser’s fiduciary focus
Guideline Investments charges flat rate that shields participants from AUM fees, touts transparency and payroll integration.
With little saved, employers and aging employees share same fear: Can retirement happen?
As nearly one in three workers consider putting off retirement, companies must plan for different generations working together efficiently.
One big retirement lie and what workers need to know about it
Socking away all retirement savings in traditional 401(k) and IRA accounts may no longer be wise.
