Employers are facing the tough decisions of paying more for health coverage, passing additional costs along to employees, or eliminating coverage all together. One way a business can efficiently fund health benefits is by self-funding. By assuming part or all of the risk of employees’ health care costs, employers stand to achieve savings of 5-15% from self-insuring. Spring's latest white paper “Self-Funding and the Management of Risk,” discusses the benefits, considerations and details of self-funding employee health insurance.
After the challenges of 2015 ACA reporting, large employers (those with 1000+ employees) now recognize the value of having an automated ACA solution to streamline ACA compliance and reporting. Clearly, not all ACA solutions are created equal. This white paper offers guidelines to help employers evaluate and select the right ACA partner and technology for their organization.