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Top 10 must-have employee benefits
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10. Short-term disability insurance
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9. Long-term disability insurance
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8. Vision care insurance
Patients receive vision care at a Care Harbor LA free health clinic for the uninsured and underinsured at the Los Angeles Sports Arena in Los Angeles, California, U.S., on Thursday, Oct. 31, 2013. Photographer: Patrick Fallon/Bloomberg
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7. Life insurance
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6. Home insurance
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5. Dental insurance
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4. Auto insurance
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3. 401(k) (or other retirement plans)
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2. Prescription drug coverage
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1. Medical (health) coverage