Benefit plan design

Benefits Think Private exchanges in good position to succeed

The dissatisfaction, disappointment and frustration with launch of the federal health insurance exchange could be expected, especially with the constantly elevating level of consumer expectations for e-commerce and other online systems. Meanwhile, the number of private exchanges continues to grow and are in a very good position to succeed.

SHOP is a flop for brokers across the nation

Brokers from Arkansas to Florida to New York lament that the Affordable Care Act’s SHOP exchanges are undesirable targets to steer their clients to, leaving some independent agents who focused their businesses on individual public exchange enrollment in the lurch come March 31.

By Gillian Roberts
Managing Editor

Pharmacy benefits: What’s next?

As the dust settles over the Affordable Care Act and employees get used to operating in the post-ACA world, plan sponsors find themselves in somewhat of a holding pattern with regards to their pharmacy benefits. But strategic decisions are still in play about whether or not employers are going to provide traditional benefit plans once the employer mandate goes into effect in 2015 or send workers to public or private exchanges.

Andrea Davis
By Andrea Davis
Editor-in-Chief
Employee Benefit News

Proposed regulations governing “excepted benefits” under ACA released

A handful of recent guidance items that the Departments of Labor, Health and Human Services, and Treasury have issued make some important changes related to the regulation of “excepted benefits.” These changes are driven in large part by the insurance market reforms and other provisions of the Affordable Care Act (ACA). For the most part, these changes should be welcomed by both employers and employees as they endeavor to comply with the ACA.

By Alden J. Bianchi
Practice Group Leader
Mintz Levin

Health care reform law dodges another bullet

A recent Federal Court decision turned back a potentially debilitating challenge to the Affordable Care Act’s rules governing premium subsidies. The decision, Halbig v. Sebelius, has consequences for large employers, i.e., those that are subject to the Act’s employer shared responsibility or “pay-or-play” rules.

By Alden J. Bianchi
Practice Group Leader
Mintz Levin

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