Benefits Think Out-of-network medical benefits: a risk management primer
Employers be prepared: A false out-of-pocket cap could create a financial bear trap for employees.
Zack Pace
CBIZ
Healthcare plans
Top 3 large-group carriers in each state – Part 1
Data analytics firm miEdge ranks carriers serving employer health plans based on in-force premium.
Ditching PPOs for direct contracting
Adviser Jeff Fox is weaning his clients off of preferred provider networks in favor of self-insuring and contracting directly with a top-flight health system.
Top 10 causes of disability
A decade-long review of disability claims from carrier Unum reflects effects of aging workforce, early intervention.
IRS announces 2019 HSA limits
The annual limit on deductible contributions to a health savings account will jump by $50 for individuals and $100 for families.
Cigna takes hopeful step to curb opioid use
The insurer’s 25% reduction in painkiller scripts nearly a year ahead of schedule sets new tone for managing national epidemic, catches large brokerage’s attention.
Benefits Think Why Trump’s drug plan fails employers
By not prioritizing the use of pharmacy benefit management drug rebates, the administration is hurting companies, who shoulder the burden of rising costs by all stakeholders in the supply chain.
Cheryl Larson
Midwest Business Group on Health
Benefits Think How to help employees avoid wasted HSA dollars
Many workers aren’t using their pre-tax dollars as wisely as they could. But employers can help them avoid inappropriate care with tools that support informed medical decision-making.
Dr. Miles Varn
PinnacleCare
Benefits Think What to do if the IRS sends an ACA non-compliance notice in error
Inaccurate or incomplete information has incorrectly identified business owners as failing to satisfy healthcare coverage requirements.
Bret Busacker
Holland & Hart LLP
Cigna takes hopeful step to curb opioid use
The insurer’s 25% reduction in painkiller scripts nearly a year ahead of schedule sets new tone for managing national epidemic, catches large brokerage’s attention.
Benefits Think Why more small, midsize employers are turning to level-funding
The alternative strategy is ideal for companies that like the idea of self-funding but want to keep the safety and stability of consistent premium payments.
John Milne
Corporate Synergies
Benefits Think What employers need to know about value-based care
For companies, the arrangement can mean a healthier workforce, better care for their employees and less money spent paying for employees’ medical bills.
Sam Ho
UnitedHealthcare
Drug prices drive many Americans to black market for medicines
As the Trump administration pledges to bring down America’s high-and-rising drug prices, workers are living with the burden of costly medications.
Brokers debate their role in a new employee benefits landscape—Part 2
The recent moves by Amazon, Walmart and other large employers to manage their employees' healthcare has numerous implications. Here our panel of experts considers the most likely outcomes.
Harassment, pay equity top the minds of employer concerns
HR professionals say recent regulatory changes and the #metoo movement have prompted changes to benefits and business strategies.
Benefits Think What to do if the IRS sends an ACA non-compliance notice in error
Inaccurate or incomplete information has incorrectly identified business owners as failing to satisfy healthcare coverage requirements.
Bret Busacker
Holland & Hart LLP
Most heavy smokers don’t want to know if they have cancer
A new study found that fewer than 2% of heavy smokers in the U.S. get recommended lung cancer screenings.
Walmart partners with health app Sharecare to engage workforce
The retail giant is rolling out the tool to its 1.5 million employees in an effort to boost wellness by “increasing engagement, improving health awareness and reinforcing healthy habits every day.”
Benefits Think How to revamp your disability insurance program
By making the benefit more comprehensive, employers can help effectively treat workers and reduce overall costs associated with delayed recovery and poor employee health.
Jung Ryu
The Standard
Benefits Think Why virtual care is an essential part of self-funding
Much like stop-loss coverage, employers can use telehealth services when making the leap to becoming self-insured.
Kelly Bliss
Teladoc
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