Employee benefits

It’s not uncommon today for retirement to last 20 or 30 years. And yet, more than half of all working-age households are inadequately prepared for retirement, says Prudential’s Christine Marcks.

Everything has a price. As fiduciaries, plan sponsors are tasked by the DOL to ascertain reasonableness on the payments they make to third-parties, says John Ludwig.

Workers need help understanding how and why to prioritize contributions to a health savings account.

Advisers can assist employers in promoting the benefit, offered to low- to moderate-income workers who put money in a 401(k), 403(b) or IRA plans.

The fate of the ACA’s excise tax notwithstanding, employers continue to look at an array of options to rein in their healthcare costs.

Even as employers increasingly shift the cost of these programs on to employees through voluntary plans, workers are seeing value in them.

Price comparison tools available to the public don’t make it easy enough for workers to make informed decisions.

How focus groups, partners, and a new value proposition can lead to additional revenue streams.

Understanding retirement plan administrative requirements, including those around audits and service providers, is essential.

Health savings accounts help workers save for healthcare expenses in retirement. Employees who are eligible to contribute to an HSA should max out those contributions before putting money away in their 401(k) plan, says retirement plan consultant Robert C. Lawton. Here’s why.

Employers can play a huge role in promoting the benefit, which is offered to low- to moderate-income workers who put money away in a 401(k), 403(b) or IRA.

The Alameda County Community Food bank in Oakland, California, works with SimpleFi to offer workers a unique financial wellness benefit.

Advisers can work with clients to boost company loyalty with programs that teach female workers about health and retirement plans.

Cynthia Loh, head of Betterment for Business, discusses benefit trends in advance of the firm’s panel discussion on the future of work.

A lot has been made about the changes at Zenefits, but what shouldn’t get lost in this week’s news is all the things the benefits software company has been doing right.

The number of employers offering a healthy living/incentive program grew in 2015, and is one of several trends to watch as the year 2016 unfolds, analysts say.

Despite expected hurdles, congressional representatives, including Sen. Martin Heinrich, tell CIAB legislative summit attendees, "We will get a repeal done."

Workers with serious mental and emotional health concerns are an increasing concern for advisers’ employer clients, new research shows.

Concerns about the ACA’s excise tax remain, but high plan expenses are the bigger problem

The company has determined some key insights for the next phase of benefits administration, secrets employers would do well to learn from, writes RFP365’s Dave Hulsen.