Rent or own in retirement — how to decide
Older couples should determine whether they are physically ready for the task, as moving can be stressful for people of advanced age.
Retirement income
10 places to retire on Social Security alone
A typical Social Security payment is likely to cover basic costs in these areas.
Benefits Think Roth contributions: How to help employees understand the benefits
Employee education is key when it comes to Roth contributions. Here’s what employers and benefit advisers need to know.
Andrew S. Zito
Lamco Advisory Group
25 worst cities for retirement
Employees who want to stretch their dollars during their post-work years may want to avoid these places.
Estate planning answers for ‘hard’ assets like art, heirlooms
When leaving heirlooms and other illiquid assets to loved ones, seniors should allow the heirs to inherit the items instead of liquidating them
Benefits Think Stop making 401(k) contributions. Fill up your HSA first
Employers, here’s why you should tell employees contributing to a triple-tax-free health savings account is more valuable and versatile than boosting a retirement plan.
Robert C. Lawton
Lawton Retirement Plan Consultants
HSA users do not see plans as tax savings, retirement tools
Health savings account participants are more engaged in their healthcare decisions but still see HSAs as ways for reducing medical expense.
Forget the savings. Employees use HSAs as spending accounts
Nearly two in three workers are tapping their health savings accounts to pay for healthcare expenses with only a modest 8% saving for the future.
What should retirees do if the market goes against them: Opinion
Market valuations may not be a reliable tool to use to make investing decisions so it can be prudent for savers to assume low investment returns, says an expert.
One reason not to delay Social Security
Conventional wisdom says to wait as long as possible to claim retirement benefits, but there are exceptions to the rule.
25 worst cities for retirement
Employees who want to stretch their dollars during their post-work years may want to avoid these places.
One thing pre-retirees never talk about but should
Reinventing a new life may involve uncovering new interests and a new way to live after you leave your career.
401(k) rule change would ease small companies’ path to joint plans
The proposed rule from the Labor Department would allow small companies with a common owner or those in the same trade group to band together and create multi-employer plans.
This retirement expense has hit $100,000 annually — and it’s continuing to rise
The cost of nursing home services is on the rise, with the annual medical cost of a private room in such a facility now standing at $100,375.
Muni bonds sport attractive yields for retirees
While tax reform has been a mixed bag for muni bonds, a few factors working in their favor include constrained supply this year, as well as historically low defaults.
Provide this 401(k) match to pad employee retirement savings
Above-average company contributions are essential to helping workers save for retirement and live comfortably during their post-work years, according to a Wells Fargo report.
An enjoyable ‘mini retirement’ requires serious planning
In addition to health insurance considerations. people considering this need to determine whether they can afford the missed earnings and the ability to continue building their nest egg.
Provide this 401(k) match to pad employee retirement savings
Above-average company contributions are essential to helping workers save for retirement and live comfortably during their post-work years, according to a Wells Fargo report.
An easier and cheaper way for retirees to tap home equity
More states should follow in California’s footsteps in making it easier and cheaper for seniors to tap home equity, writes Alicia Munnell, director of the Center for Retirement Research at Boston College.
Startup partners with brokers on small business 401(k)s
Human Interest has rolled out a new partner program that brokers can use to manage and track retirement plans for small employers.
