We turn to doctors in our most vulnerable states, and we would never think of a hospital or physician’s office as anything but the best place for our health. However, the U.S. Health and Medicine Division reported that medical errors are common, and most of us will face some kind of misdiagnosis at least once in our lives. In fact, new studies have found medical error to be a factor in 10–17% of deaths each year, which makes finding the balance between the highest quality benefits and rising health care prices challenging yet paramount.Discover the characteristics of high quality care and the reasons why variations in care exist, learn how the right medical expertise can improve outcomes for individuals across whole populations and get best practice solutions that you and your employees can follow with this new white paper from Best Doctors.
Chicago's recent PTO ordinance is only the latest example of a nationwide trend to mandate that employers provide paid time off to employees to care for themselves or their families — a trend certain to continue and expand.
Healthcare reform mandates have led to many employers to review the cost of their medical insurance programs including funding alternatives and the need for additional stop-loss coverage. Deciding to insure medical stop-loss and fund it in a captive has proven to be a great way for employers who self-fund their health coverage to add a layer of protection from excessively high individual or aggregate health claims and meet ACA requirements.This white paper explains how medical stop-loss captives work, the common types of medical stop-loss captives and who should consider one. We hope you find it helpful and enlightening. -